Last Updated: April 2026

Quick Summary

• All Sales Are Final: Due to the instant nature of digital downloads, we do not offer refunds, exchanges, or credits.
• Instant Delivery: Access is granted immediately upon successful payment.
• Platform Requirements: Some tools (like the AI Coach) require external subscriptions (ChatGPT Plus). Please review requirements before purchasing.

1. Digital Products – Final Sale

All products sold on steadyincometools.com are digital, non-tangible goods delivered electronically. By completing your purchase, you acknowledge and agree that:

• You are purchasing digital content delivered instantly after payment.
• Once access is granted, the transaction cannot be canceled, reversed, or disputed.
• This policy applies to all assets, including but not limited to digital downloads, guides, templates, PDFs, courses, and virtual event access.

2. Payment Disputes & Chargebacks

By purchasing from this site, you expressly agree not to initiate a chargeback or payment dispute through PayPal, Stripe, your bank, or your card issuer for reasons such as dissatisfaction, accidental purchase, or failure to access the product.

Any chargeback submitted in violation of this policy will be actively contested with evidence, including:

• IP address and timestamp verification.
• Proof of successful digital delivery or access.
• Your confirmation of acceptance of these terms at checkout.
• Note: Submitting a chargeback constitutes a breach of terms and may result in permanent loss of access and restriction from future purchases.

3. Specific Terms for AI Tools & GPTs

Our AI Assistant™ tools are custom GPTs designed to operate within ChatGPT.

• Subscription Required: Access requires an active ChatGPT Plus subscription (managed by OpenAI and not included with this purchase).
• No Guarantees: The AI Coach provides guidance and planning support only. No specific income, business, or professional results are guaranteed.
• User Responsibility: Results depend on individual effort, timing, and execution.

4. Exceptional Circumstances

While we maintain a strict no-refund policy because digital products cannot be "unopened" or "returned," we are committed to your success. We will provide assistance or consider exceptions only in the following cases:

• Duplicate Purchase: You accidentally purchased the exact same product twice within 24 hours.
• Verified Technical Defect: There is a proven technical issue with the file that we are unable to resolve for you.

5. Support & Access Assistance

If you experience trouble accessing your files, difficulty opening links, or confusion regarding setup instructions, please contact us. We are committed to providing clear instructions and high-quality resources, and we will be happy to assist you in accessing the materials you purchased.

6. Final Disclaimer

This product is provided for educational and informational purposes only. It does not constitute financial, legal, medical, or professional advice. By completing your purchase, you agree to all terms outlined above.