Digital Products – Final Sale

All products sold on steadyincometools.com are digital, non-tangible goods delivered electronically and made available immediately upon successful payment.

Due to the nature of digital products, all sales are final. We do not offer refunds, exchanges, or credits under any circumstances.

By completing your purchase, you acknowledge and agree that:

• You are purchasing digital content
• Delivery occurs instantly after payment
• Once access is granted, the transaction cannot be canceled, reversed, or disputed

This policy applies to all purchases, including but not limited to digital downloads, guides, templates, PDFs, courses, and live or virtual event access.

Payment Disputes & Chargebacks

By purchasing from steadyincometools.com, you expressly agree not to initiate a chargeback or payment dispute through PayPal, Stripe, your bank, or your card issuer for reasons including, but not limited to:

• Dissatisfaction with the product
• Accidental purchase
• Failure to use or access the product after delivery
• Misunderstanding of product content, format, or requirements

Any chargeback submitted in violation of this policy will be actively contested with evidence, including:

• Proof of successful payment
• Proof of digital delivery or access
• IP address and timestamp verification
• Checkout confirmation of acceptance of this policy

Submitting a chargeback constitutes a breach of these terms and may result in permanent loss of access and restriction from future purchases.

Refund & Access Policy

(Please Read Before Purchasing)

Because this product includes immediate-access digital content, all sales are final and non-refundable.

This product may include:

• Instant-access digital downloads (ebooks, planners, templates)
• Access instructions for a custom AI Coach (GPT)
• Proprietary digital content that cannot be returned

Once access is provided, the product cannot be “unopened,” revoked, or undone.

Important Notes About the AI Coach

The AI Assistant™ is a custom GPT designed to operate within ChatGPT.

Please note:

• Access requires an active ChatGPT Plus subscription
• ChatGPT Plus is managed by OpenAI and not included with this purchase
• The AI Coach provides guidance and planning support only
• No income, business, or professional results are guaranteed

By purchasing, you acknowledge that:

• You understand the platform requirements
• Results depend on individual effort, timing, and execution

Please Purchase If This Sounds Like You

✔ You want guidance, clarity, and structure

✔ You are comfortable using ChatGPT

✔ You understand this is a self-guided digital product

✔ You value flexible, independent planning

This Product Is Not a Fit If:

✘ You are looking for 1:1 coaching or live support

✘ You expect guaranteed income or outcomes

✘ You are unwilling to use ChatGPT

✘ You do not want digital-only products

Support & Access Assistance

If you experience:

• Trouble accessing your files
• Difficulty opening links
• Confusion about setup instructions

Please contact us, and we will be happy to assist you in accessing the materials you purchased.

Final Disclaimer

This product is provided for educational and informational purposes only.

It does not constitute financial, legal, medical, or professional advice.

Our Commitment

We are committed to:

• Clear instructions
• Honest product descriptions
• High-quality digital resources

By completing your purchase, you agree to all terms outlined above.